Your Future Self Will Thank You: The College Student's Handbook for How to Build Credit
## Your Future Self Will Thank You: The College Student's Handbook for How to Build Credit Remember Sarah? She was buzzing. Freshman year was wrapping up, and she and her best friends had found the perfect off-campus apartment for next year. Hardwood floors, natural light, and only a 15-minute walk to class – it was everything they dreamed of. Until the landlord handed them the application. "We'll need a credit check for each applicant," he said. Sarah laughed nervously. Credit check? She was 19, her financial history consisted of a part-time job and a savings account her grandma opened for her. She had no credit. None. And suddenly, that dream apartment felt miles away. Sarah's story isn't unique. Building credit might sound like something you only worry about when you're buying a house or a car, but it's actually super important for a lot of everyday things, even as a college student. Landlords check it, cell phone companies check it, even some emp...